VA loans require $0 down and no PMI, but there are still cases when you might choose a conventional loan over a VA loan.

FHA loan requirements are often more relaxed than the rules around conventional mortgage financing. Find FHA loan ...

It's possible to receive gift funds that would cover your entire FHA down payment, but you must follow guidelines, especially ...

Couples have serious advantages over singles when buying a home. Dual incomes might make owning a home possible this Valentine's Day. Sorry, single folks, but here ...

A home inspection can save you thousands in the long run. Use this checklist as you walk the home with the licensed home inspector. Buying a home is an exciting milestone, but there’s a level of risk ...

A Mortgage Credit Certificate (MCC) is a federal tax credit program that allows eligible first-time homebuyers to claim a portion of their annual mortgage interest as a dollar-for-dollar reduction on ...

Fannie Mae’s HomePath program offers bargain hunters the opportunity to purchase foreclosed homes at discounted prices. Buyers must act quickly during the "First Look" period, which prioritizes ...

Gift money can come from relatives and even friends in some cases. It can cover your down payment and/or closing costs, reducing or eliminating the cash you need to close the home purchase. Money from ...