Tony Groat, manager, IPAF North America: I believe ladders should be the last choice for gaining access to work at height on a construction site, and we need to raise awareness to the assumptions ...

While they’re a helpful tool, ladder-related incidents account for thousands of injuries each year and hundreds of deaths.

When building savings, some Americans use a ladder — a CD ... You also want to be able to access your money every six months. Here’s an example of how that might work.