A budget planner is a tool, such as a worksheet ... with our free budget spreadsheet below, you’ll need some key financial information, including: Your take-home pay, or your monthly income ...

These non-monthly pay periods can throw off your budget, which is why some people prefer paycheck budgeting (which sounds better than weekly or biweekly budgeting, despite the alliteration!).

If you stick with Google Sheets, the monthly budget template offers ... there’s a 34-day free trial. After that, you can pay ...