Commissions do not affect our editors' opinions or evaluations. Your average checking account balance can affect the interest rate you earn, the fees you pay and your ability to pay your bills.

Your checking account balance should be enough to cover your bills, account fees and other unexpected expenses. If your balance is too low, you risk overdrafting your account and missing bill ...

Use account balance and total interest paid to find the interest rate. Divide the interest paid by the account balance to calculate the rate. Multiply the result by 100 to express the interest ...

To get a sense of where you stand compared to other Americans – the average checking account balance is just under $9,000, for instance – USA Today Blueprint broke down figures from an ...