We all know that a birthday deserves a celebratory acknowledgement, but many folks have trouble figuring out what to write in a birthday card other than the obvious 'happy birthday' phrase.

So, it’s your birthday or a loved one’s special day? Time to break out the cake, sing happy birthday and write some thoughtful words in a card ... an opportunity to make some cherished ...

Then you grow up and "you have to make your [own] birthday happen." No matter how old you are, having a happy birthday is one of life's great pleasures, she says. You just need to figure out what ...