Wire payments can only be made to international suppliers in amounts of $100 or more and there is a fee of approximately $20 for each wire payment processed, which must be covered with CU funds. Also, ...

unless you also complete and submit a Wire Payment Request Form and the payee is eligible to receive a wire payment (international only, and payment must be for $100 or more).

Don’t forget to stress your past good payment history or your long standing relationship with the lender. Politely and professionally request that the late payment is removed from your credit score.