Each state sets its own minimum limit: In New York, for example, the minimum is $25,000 in bodily injury liability per person ...

The cheapest liability-only car insurance for most drivers is State Farm, with average monthly rates around $55. You may be able to find even cheaper rates from a regional company like Erie, ...

The 2025 average cost of liability-only car insurance in the U.S. is $736 per year or $61 per month for 35-year-old drivers with good credit and a clean driving record.

Car insurance premiums have been soaring. Here's how to cut costs without cutting the coverage you actually need.

With state minimum car insurance, an accident could leave you on the hook for tens (or hundreds) of thousands. Here are some ...