General liability insurance doesn't, however, cover injuries sustained by employees — for that coverage, you’ll need workers’ compensation insurance. Property damage.

You probably have to buy liability insurance if you own a car, so here's how to understand what you buy, and how much you need. Also, see state requirements and average premiums.

Read our reviews for the best general liability insurance providers to learn more about where to get the best commercial coverage. 1. Best Overall: The Hartford. The Hartford Review.

Umbrella insurance provides an additional liability coverage to supplement a basic home, renters, or auto insurance policy.

An umbrella policy provides broader coverage, while personal excess liability insurance adds coverage to the underlying policy. In the scenario above, an umbrella policy or personal excess liability ...

Liability coverage is cheaper than a full coverage car insurance policy, but it won’t reimburse you for your own losses if you get in an accident.

Let's say your personal liability coverage under your homeowners insurance maxes out at $300,000. You also have a personal liability umbrella insurance policy that maxes out at $1 million.

Liability-only insurance pays for injury and damage to others you're responsible for. In comparison, full-coverage policies cover both your liability and property damage to your own vehicle. When ...

According to insurance provider Insureon, the median cost for its clients' professional liability insurance is $61 per month (or $735 annually), with most policies costing between $600 and $1,200 ...

Learn about liability car insurance and full-coverage car insurance, including the differences between them, what is covered by each, and what isn’t covered.

Liability insurance ensures you can pay for damages or injuries you cause to others in a car crash. But if you want coverage for your car after an accident, theft and much more, full coverage car ...

Liability car insurance is required in most states and only covers damages done to another person in an accident and any related legal fees. Full-coverage auto insurance includes liability ...