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Lucy Lazarony is an experienced personal finance journalist and writer who got her start in 1998 writing about financial topics. She writes accessible and easy-to-understand articles about credit, ...

It’s the difference between your assets and liabilities–in other words, what you own minus what you owe. Net worth and income aren’t always correlated.

In the 2022 Survey of Consumer Finances (SCF), American households reported a median income of $70,200 and a median net worth of $192,700. To rank among the top 10%, American households needed to ...