When you take out a government-backed home loan — which includes FHA, USDA and VA loans — the government isn’t loaning you money to buy a home. A lender still funds your mortgage.

Government-backed mortgages can be easier to qualify for compared to conventional loans. This can make them a good choice if you have a lower income, don’t have perfect credit or ...

Borrowers who got home loans through government-backed programs are increasingly falling behind on their payments, a potentially worrying signal for how lower-income Americans are faring in today ...

Government shutdown threatens certain home loans By Nancy Sarnoff , Staff writer Updated Jan 11, 2019 6:16 p.m. River Oaks***(area included top ranked schools) ...

FHA home equity conversion mortgages (known as reverse mortgages) and FHA Title I loans (financing for permanent property improvements and renovations) are the exception — and won’t be ...

Veterans Field Guide to Government Shutdown states that VA loan guarantees will not stop. HUD says home loan endorsements are essential during any shutdown. Both VA and FHA loans are made by ...

Limited staffing at HUD and USDA may cause delays in FHA, VA, and reverse mortgages, impacting home buyers and the broader housing market. As if loan originators needed something else to worry about, ...

Conventional mortgages make up the majority of all home loans. They're issued by banks and other lenders, and often sold to government-backed entities like Fannie Mae and Freddie Mac. Even though ...

Government loans for home improvement are also available. Factors like your credit score, income, home value and budget for renovations all influence the type of home improvement loan to consider.

Government home loans are mortgages issued by private mortgage lenders and insured by the federal government. There are several government agencies that offer mortgage programs, including the ...

When you take out a government-backed home loan — which includes FHA, USDA and VA loans — the government isn’t loaning you money to buy a home. A lender still funds your mortgage.