This undated photo released by the Winterthur Museum shown is a colorized version of a black and white 1919 magazine illustration by N.C. Wyeth that was done for a periodical called "Everybody's ...

Instead of a full rework, regulators settled on Actuarial Guideline 49 in 2015 as the first check on IUL illustrations. Insurers quickly got around AG 49 by offering IUL products with multipliers ...