A 609 dispute letter is a formal way to request more information about the accounts on your credit report. Sending a 609 dispute letter may help you remove errors from your credit report. Legitimate ...

A letter will preserve your rights under the Fair Credit Billing Act.” Example letter for disputing credit card charges When preparing your letter, be sure to include the following important ...

Key takeaways. The Fair Credit Billing Act provides a timeframe for resolving credit card disputes. This timeframe includes sending a letter to the issuer within 60 days and the issuer resolving ...

Under this law, credit reporting agencies must investigate disputes within 30 days (or 45 days if you've submitted additional relevant information during the investigation period).