Financial experts have long preached the gospel of keeping emergency funds in traditional savings accounts for maximum liquidity and safety. But a heated discussion among Dave Ramsey followers reveals ...

Last year, SecureSave reported that 63% of Americans were not equipped to tackle an unplanned $500 expense. So if you have a three-month emergency fund-- meaning, you have enough cash in savings to ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Suppose you’re unexpectedly called into your boss’ office one day and given the tough news that you’re getting laid off. Panic sets in as you think about bills, rent and putting food on the table.

No one can predict the future. That’s why a successful financial plan prepares you for the unexpected. TD Bank’s 2025 Financial Preparedness Survey found that 86% of respondents think about their ...