A 609 dispute letter is a formal request to credit bureaus to verify the accuracy of information on your credit report. A ...

On the other hand, if you realize the debt isn't yours or find errors in it, you must dispute it within 30 days. The CFPB provides formatted letter templates to help you write a letter to a ...

You'll want to send the dispute letter within 30 days. The CFPB has sample letters to send for a variety of situations. You can choose the "I do not owe this debt" template and fill it out with ...

A paid-for template isn’t any better ... Nor will it eliminate existing debt that you cannot pay or stop collection calls. A ...