There used to be many debit cards that offered cash back, much like many of the best credit cards do. But since a regulatory change in 2010, there aren’t many cash back debit cards left.

Missed rewards. Big-ticket items are an ideal way to earn a large amount of points or cash back on your purchase. Sadly, the majority of debit cards don’t offer rewards on the purchases you make.

Um, but if you do have issues with overspending or maybe you're focused on paying down existing credit card debt that you have, it can make sense to switch back to a debit card, even if that's ...