Before you apply for a credit card, you might be able to get preapproved or pre-qualified for the card and avoid the hard inquiry that hurts your credit scores. BLUEPRINT Insurance ...

Online: Some credit card issuers let applicants check for prequalification directly online, usually on the web page that advertises a specific card product. Email: If you have a relationship with ...

“You’ve been selected for a $200 bonus offer with the Venmo Credit Card,” reads another, which I got three times in six weeks. “You have excellent approval odds for the Venmo Credit Card ...

The FTC says Credit Karma lied to consumers, saying you’d been pre-approved for a credit card to entice you to apply. But often, the consumer wasn’t qualified. Their application was denied ...

If you’ve ever received an SMS, app alert, or email from your bank offering a credit card before you’ve even applied, you’ve likely encountered a pre-approved credit card offer. These ...

If you're getting offers for platinum and gold cards, "you can feel pretty good about your credit score." If your credit score is about 580, you're likely not going to get the top 0% interest ...