If you want to be able to save money and live on a budget, it helps to clearly understand the difference between your needs and wants. You probably understand that, say, food is a need and a latte is ...

Uuurr. Bruurr. Maggie on the other hand, wants football stickers. I love football stickers. But last week Maggie broke a window playing football. WINDMaggie, do youthink you need a new window?

Before you make a budget, think carefully about what you want and what you need. Needs are the things we must have to live, like food, clothing and somewhere to live. Wants are things we might ...