While paying down credit card debt has many benefits, don't overlook these equally smart uses for a tax refund. Having an ...

A positive credit ... savings account and paid in monthly installments. Once you open an account and pay off your loan, the ...

I’ve gotten into the habit of paying my credit cards off every two weeks ... as long as 21 months and can help stop the interest build-up Take on a side hustle Sell unneeded possessions Do ...

4. You have money stored in an emergency savings fund It may make sense to use your stimulus check to pay off your credit card debt if you already have a sizable amount of cash stored in an ...

Doing so depletes your savings, foregoes future capital gains, and can lead to serious tax implications. Consider alternatives before taking this extreme step to paying off your credit card balances.

Using a personal loan to pay off credit card debt could ... lower than the current average credit card APR of 20.09 percent, meaning your interest savings can be substantial.

Excess credit ... each month to pay off all your debts in 12 to 18 months, he says. If you’re one of the many Americans who don’t have significant savings, overusing credit cards is an easy ...

A recent Bankrate student loans survey revealed that adults are sacrificing their savings the most in ... With a balance transfer card, you can pay off credit card debt without accruing additional ...